Info Center

SoFi offers a variety of repayment benefits and options for customers experiencing financial hardship. Check out whether you may be eligible.

Repayment Options

If you need a lower monthly payment, learn about Income Based Repayment.

Options To Postpone Repayment

If you need to temporarily postpone your payments, learn about options that might work for you.

Loan Discharge

You may qualify for the following types of loan discharge: Borrower Total and Permanent Disability Discharge or Borrower Death Discharge.

Auto Pay Interest Rate Reduction

Signing up for automatic monthly payment withdrawals may qualify you for a 0.25% interest rate reduction.

Cosigner Release

SoFi does not offer a cosigner release program.