Cosigner Release

SoFi does not offer a cosigner release program for Refinanced Student Loans or In-School Student Loans disbursed prior to May 1, 2019.

For In-School Student Loans disbursed after May 1, 2019 the borrower may apply for cosigner release after making 24 consecutive on-time full principal and interest payments. SoFi will complete an underwriting review of the borrower and credit requirements are subject to change.