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MOHELA Is a Servicer to Federal Student Aid

You have a network of support to help you succeed with your federal student loan repayment. Find out how Federal Student Aid partners with loan servicers to be here when you need help.

Support You Can Trust

You can visit StudentAid.gov to see a list of our trusted federal student loan servicers, all of which are fully vetted.

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  • Coronavirus Situation

    The health and well-being of our members remain our top concern amid COVID-19. Our call centers are fully staffed by our associates who understand that many are still trying to navigate through trying circumstances. If you are experiencing difficulty making your payments due to impacts from COVID-19, please login or call us at 877.292.7470 so we can discuss what payment assistance or deferment options may be available to you.

    We Are Here For You

    As a SoFi Member, you get access to exclusive Member Benefits free of charge including:

    • Career Tools & Coaching: Work one-on-one with an experienced career coach to identify what success and financial independence mean to you as well as get access to tools like a resume reviewer and strengths assessment

    • Credentialed SoFi Financial Planners: Financial planners can help you navigate your financial situation and can advise you based on your unique needs

    Please know that you can also access your accounts 24/7 on our website, mobile app, or automated voice response system.

    President Biden recently announced that student loan payments will continue to be paused and interest will continue to be waived for all student loans held by Federal Government Agencies. Unfortunately, this payment suspension and interest waiver does not apply to SoFi private educational loans because they are not held by a Federal Government Agency.

  • Tax Info Has Arrived!

    Tax Information is available now! LOG IN to download your 1098-E form now.

  • LIBOR Rate

    The LIBOR rate for February 2021 is 0.13%. With any change to the LIBOR rate, variable rate loans will re-amortize and a repayment schedule will be provided that will include your new monthly payment amount, interest rate (margin plus LIBOR), and the effective date of your new monthly payment amount.

    Note: The repayment schedule interest rate does not reflect the Auto Pay discount, if applicable to your loan program, as payments are not calculated with the discounted interest rate.

Refinancing student loans has its perks.

SoFi members are eligible for a 0.125% discount on all SoFi products. Oh yeah!

Refer friends, get paid.

Helping people feels good—and feels even better when you get paid for it.

When you succeed, we succeed.

Get personalized career planning and job search assistance to help you reach your next goal.

It’s a membership—with benefits.

SoFi members get access to exclusive events, community dinners, one-on-one career coaching, financial planning, and more.

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Repayment Assistance

For SoFi customers experiencing financial hardship, SoFi may offer Repayment Options to temporarily postpone your monthly payment.

Learn More about repayment assistance

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