Now you can keep tabs on your student loan account right from your phone. View your account summary, see recent and scheduled payments + more.
Our offices will be closed on Monday, January 17. Due to the federal holiday weekend, payments may take up to five days to post to your account.
This delay will not change the effective date of the payment.
The health and well-being of our members remain our top concern amid COVID-19. Our call centers are fully staffed by our associates who understand that many are still trying to navigate through trying circumstances. If you are experiencing difficulty making your payments due to impacts from COVID-19, please login or call us at 877.292.7470 so we can discuss what payment assistance or deferment options may be available to you.
As natural disasters impact the United States, SoFi and MOHELA wish for the safety of everyone in the affected areas. We are here to help borrowers who are in a disaster zone designated by FEMA. Learn more about disaster assistance.
The LIBOR rate for January 2022 is 0.11%. The SOFR rate for January 2022 is 0.05%. With any change to the rate index, variable rate loans will re-amortize and a repayment schedule will be provided that will include your new monthly payment amount, interest rate (margin plus LIBOR or margin plus SOFR), and the effective date of your new monthly payment amount.
Tax Information will be available in January. Create your online account to access a downloadable 1098-E.
For SoFi customers experiencing financial hardship, SoFi may offer Repayment Options to temporarily postpone your monthly payment.