Now you can keep tabs on your student loan account right from your phone. View your account summary, see recent and scheduled payments + more.
MOHELA will be performing scheduled maintenance on the morning of Sunday, July 12. While the maintenance is taking place, borrowers will not be able to log into their web accounts. Functionality should be restored early afternoon on July 12th.
Public Service Loan Forgiveness is not available on private student loans.
Please note, private student loans are not eligible for a refund of payments made during the Covid-19 Forbearance.
The SOFR rate for Dec. 2025 is 4.03%. The Refinitiv rate for Dec. 2025 is 4.04%. With any change to the rate index, variable rate loans will re-amortize and a repayment schedule will be provided that will include your new monthly payment amount, interest rate (margin plus SOFR), and the effective date of your new monthly payment amount.
For SoFi customers experiencing financial hardship, SoFi may offer Repayment Options to temporarily postpone your monthly payment.