Loan Discharge (Forgiveness) Options

Parent Refi and Parent Inschool Loans do not qualify for the following options. Additional eligibility criteria and requirements may apply. To determine if you qualify, please call us at 877.292.7470.

  • Death Discharge - In the event of a borrower’s death, and if SoFi receives acceptable documentation thereof, such as a certified copy of the death certificate.

  • Disability Discharge - If you become totally and permanently disabled (“TPD”) as defined below. In order to establish total and permanent disability, you must demonstrate to SoFi’s satisfaction that you are unable to engage in any substantial gainful activity due to a physical or mental impairment that can either: (i) be expected to result in death; or (ii) has lasted for a continuous period of not less than 60 months; or (iii) can be expected to last for a continuous period of not less than 60 months.